Singapore Rent Apartment Long Term: A Practical Guide for Expats & Relocating Families
Relocating to Singapore is exciting—but finding the right long-term apartment can feel overwhelming, especially if you’re new to the market or moving with family. Rental prices, property types, lease norms, and legal steps differ from country to country, and small missteps can be costly.
This guide is written specifically for expats and families relocating to Singapore who are planning a 24-month lease with a budget of SGD 3,000 and above. It’s practical, expat-friendly, and focused on helping you make confident decisions—whether this is your first home in Singapore or your next upgrade.
Who Is Long-Term Apartment Rental in Singapore Best For?
A long-term rental (typically 24 months) is ideal if you’re seeking stability, value, and flexibility without committing to a property purchase.
It suits:
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Expat professionals on Employment Passes who want certainty and better rental terms
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Families relocating to Singapore, especially those planning school enrolment
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Expats already living in Singapore who are relocating, upsizing, or changing lifestyle preferences
A 24-month lease often provides stronger negotiation power, more predictable monthly costs, and fewer disruptions—important when work, school, and family routines matter.
Types of Apartments for Long-Term Rent in Singapore
One of Singapore’s strengths is the variety of rental housing options. The right choice depends on your lifestyle, family size, and expectations.
Condominiums (Most Popular with Expats)
Condominiums are the most common choice for expat families and professionals.
Why expats choose condos:
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Facilities such as swimming pools, gyms, function rooms, and security
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Modern layouts and better maintenance standards
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Convenient locations near MRT stations and amenities
Typical rent: From SGD 3,000 onwards for a 1–2 bedroom unit, higher for family-sized homes.
Best for: Families, couples, and professionals who value comfort, convenience, and community living.
HDB Flats (Space & Local Living)
HDB flats are government-built homes and can legally be rented by expats with valid passes.
What to expect:
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Larger living spaces compared to many condos
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More residential, local neighbourhoods
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Generally lower rent for similar-sized units
Best for: Families who prioritise space and value, and expats who enjoy a more local living experience.
Landed Homes (Privacy & Space)
Landed properties offer maximum space and privacy, though they come with higher costs and maintenance responsibilities.
Things to consider:
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Suitable for larger families or multi-generational living
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Higher rental budgets required
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Maintenance (gardening, repairs) may not always be included
Best for: Families seeking space, privacy, and a house-style lifestyle.
Serviced Apartments (Convenience & Flexibility)
Serviced apartments combine residential living with hotel-style services.
Pros and cons:
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Fully furnished, utilities and cleaning often included
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Higher monthly costs
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Limited personalisation
Best for: Short-term transitions, newly arrived expats, or those who prioritise convenience over cost.
Choosing the Best Area for Long-Term Rent in Singapore
There is no single “best” area—the right neighbourhood depends on the lifestyle you’re after.
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City-centric lifestyle: Close to offices, dining, and entertainment
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Family-focused living: Near schools, parks, and quieter residential zones
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Green & tranquil living: Less density, more space, slower pace
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MRT convenience: Easy commuting without relying on a car
Rather than forcing a generic recommendation, a tailored approach ensures your home supports your daily routine, family needs, and long-term comfort.
Stamp Duty for Rental in Singapore (Simple Explanation)
Stamp duty is one of the few upfront government costs tenants must pay—and it’s often overlooked by newcomers.
What Is Rental Stamp Duty?
Stamp duty is a tax paid to the government for legally stamping your Tenancy Agreement (TA).
Who Pays It?
The tenant pays the stamp duty.
How Is It Calculated?
For a 24-month lease, stamp duty is calculated as:
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0.4% of the total rent for the entire lease period
Example:
Monthly rent: SGD 4,000
Total rent over 24 months: SGD 96,000
Stamp duty payable: SGD 384
When Must It Be Paid?
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Within 14 days of signing the tenancy agreement if signed in Singapore
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Within 30 days if signed overseas
Late payment may result in penalties, so this step should never be delayed.
Common Mistakes Expats Make When Renting Long Term
Even experienced expats can stumble when renting in a new market. Common pitfalls include:
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Choosing a property based on online photos only
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Overpaying due to urgency or lack of market insight
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Not understanding lease clauses and renewal terms
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Ignoring hidden costs (maintenance, utilities, minor repairs)
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Assuming all agents offer the same level of service
Avoiding these mistakes can save you time, money, and unnecessary stress.
Why Work with an Expat-Focused Licensed Property Agent?
Long-term renting in Singapore isn’t just about listings—it’s about guidance, clarity, and trust.
An expat-focused, service-oriented agent helps by:
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Translating local rental norms into clear expectations
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Matching homes to lifestyle, not just budget
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Advising on fair market pricing
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Supporting negotiations and lease reviews
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Providing continuity beyond just the move-in date
The goal isn’t to rush a deal, but to help you settle into a home you’re comfortable staying in for years.
How I Help Expats Find Their Long-Term Home in Singapore
With extensive experience assisting expats and relocating families, my approach is simple and personal:
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Consultation first – understanding your lifestyle, family needs, and plans
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Curated options – no mass listings, only relevant homes
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Clear guidance – from viewing to offer to tenancy agreement
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Negotiation support – ensuring fair terms and realistic pricing
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Long-term relationship – support even after you move in
My focus is on expat-friendly service, transparency, and making your relocation smoother—not just closing a transaction.
Ready to Rent an Apartment Long Term in Singapore?
If you’re planning to rent an apartment long term in Singapore and want clear advice without pressure, I’m happy to help.
📲 WhatsApp me for a consultation
No obligation. Just practical guidance tailored to your needs, lifestyle, and budget.
Finding the right home is one of the most important steps in your Singapore journey—let’s make sure you get it right.